Terms of Service

Effective date: July 1, 2026

These Terms of Service ("Terms") govern your access to and use of calculatorinsight.com (the "Site"), operated by CalculatorInsight ("we," "us," or "our"). Please read these Terms carefully before using the Site. By accessing or using the Site, you agree to be bound by these Terms.

Acceptance of Terms

By accessing, browsing, or using any part of the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy and Disclaimer, which are incorporated herein by reference. If you do not agree to these Terms, you must discontinue use of the Site immediately.

We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of the Site following any changes constitutes your acceptance of the revised Terms.

Description of Service

CalculatorInsight provides free, browser-based financial calculators and educational content covering topics such as CFD trading, investing, cryptocurrency, and personal finance. These tools are made available to help users understand financial concepts, model hypothetical scenarios, and perform general calculations.

The Site and all calculators, articles, and tools contained within it are provided strictly for educational and informational purposes. They are not designed to, and do not, provide personalized financial, investment, tax, or legal advice. We may add, modify, or remove calculators and content at any time without notice.

No Financial Advice Disclaimer

Nothing on the Site constitutes, or should be construed as, financial advice, investment advice, trading advice, tax advice, or any other form of professional advice. The calculators provided are simplified educational tools built on generalized formulas and assumptions; they do not account for your complete financial situation, risk tolerance, tax circumstances, or investment objectives.

You should not rely on any output from a CalculatorInsight calculator as the sole basis for any financial or investment decision. Always consult a licensed, qualified financial advisor, accountant, or attorney before making decisions about investing, trading, borrowing, or any other financial matter.

We are not a broker-dealer, registered investment advisor, or financial institution, and no output generated by our tools should be interpreted as a recommendation to buy, sell, or hold any security, currency, commodity, or other financial instrument.

User Responsibilities

You are solely responsible for how you use the information and tools provided on the Site. You agree to independently verify any calculation results before relying on them and to use the Site in compliance with all applicable laws and regulations in your jurisdiction.

You agree not to:

  • Use the Site for any unlawful purpose or in violation of any applicable local, national, or international law.
  • Attempt to interfere with, disrupt, or gain unauthorized access to the Site, its servers, or any connected systems.
  • Reproduce, duplicate, copy, sell, resell, or exploit any portion of the Site without our express written permission.
  • Use automated systems, bots, or scrapers to extract content from the Site in a manner that places excessive load on our infrastructure.
  • Misrepresent calculator outputs as professional, personalized, or regulated financial advice to any third party.

Intellectual Property

All content on the Site, including but not limited to text, graphics, logos, calculator interfaces, source code, and the overall look and feel of the Site, is the property of CalculatorInsight or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may view, use, and share links to our calculators for personal, non-commercial, and educational purposes. You may not reproduce, distribute, modify, or create derivative works from any part of the Site without our prior written consent.

Limitation of Liability

To the fullest extent permitted by applicable law, CalculatorInsight and its owners, employees, contributors, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, loss of data, loss of investment capital, or trading losses, arising out of or in connection with your use of, or inability to use, the Site or any calculator results.

This limitation applies regardless of the legal theory on which a claim is based, whether in contract, tort, negligence, strict liability, or otherwise, and even if we have been advised of the possibility of such damages. Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you.

Disclaimer of Warranties

The Site and all calculators, content, and materials are provided on an "as is" and "as available" basis, without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, accuracy, non-infringement, or uninterrupted and error-free operation.

We do not warrant that calculator results will be accurate, complete, or applicable to your specific circumstances, or that the Site will be free of errors, bugs, or interruptions. You use the Site and rely on any output entirely at your own risk.

Indemnification

You agree to indemnify, defend, and hold harmless CalculatorInsight and its owners, employees, contributors, and affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the Site, your violation of these Terms, or your violation of any rights of a third party.

Governing Law

These Terms shall be governed by and construed in accordance with general principles of commercial law, without regard to any particular jurisdiction's conflict-of-law provisions. Any disputes arising under these Terms should first be addressed through good-faith informal negotiation by contacting us directly.

Modifications to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will make reasonable efforts to indicate that changes have been made, such as by updating the effective date at the top of this page. It is your responsibility to review these Terms periodically for changes.

Termination

We reserve the right to suspend or terminate your access to the Site at any time, without notice, for conduct that we believe violates these Terms, is harmful to other users, or is harmful to our business interests. Upon termination, your right to use the Site will immediately cease.

Contact

If you have questions about these Terms, please contact us at [email protected].